Privacy Policy
Breakwater Financial LLC and its
subsidiaries are committed to protecting your privacy and developing
technology that gives you the most powerful and safe online
experience. This Statement of Privacy applies to the Breakwater
Financial LLC and its subsidiaries Web site and governs data
collection and usage. By using the Breakwater Financial LLC and its
subsidiaries website, you consent to the data practices described in
this statement.
Collection of your Personal
Information
Breakwater Financial LLC and its
subsidiaries collects personally identifiable information, such as
your e-mail address, name, home or work address or telephone number.
Breakwater Financial LLC and its subsidiaries also collect anonymous
demographic information, which is not unique to you, such as your
ZIP code, age, gender, preferences, interests and favorites.
There is also information about your computer hardware and software
that is automatically collected by Breakwater Financial LLC and its
subsidiaries. This information can include: your IP address, browser
type, domain names, access times and referring Web site addresses.
This information is used by Breakwater Financial LLC and its
subsidiaries for the operation of the service, to maintain quality
of the service, and to provide general statistics regarding use of
the Breakwater Financial LLC and its subsidiaries Web site.
Please keep in mind that if you directly disclose personally
identifiable information or personally sensitive data through
Breakwater Financial LLC and its subsidiaries public message boards,
this information may be collected and used by others. Note:
Breakwater Financial LLC and its subsidiaries does not read any of
your private online communications.
Breakwater Financial LLC
and its subsidiaries encourages you to review the privacy statements
of Web sites you choose to link to from Breakwater Financial LLC and
its subsidiaries so that you can understand how those Web sites
collect, use and share your information. Breakwater Financial LLC
and its subsidiaries is not responsible for the privacy statements
or other content on Web sites outside of the Breakwater Financial
LLC and its subsidiaries and Breakwater Financial LLC and its
subsidiaries family of Web sites.
Use of your
Personal Information
Breakwater Financial
LLC and its subsidiaries collects and uses your personal information
to operate the Breakwater Financial LLC and its subsidiaries Web
site and deliver the services you have requested. Breakwater
Financial LLC and its subsidiaries also uses your personally
identifiable information to inform you of other products or services
available from Breakwater Financial LLC and its subsidiaries and its
affiliates. Breakwater Financial LLC and its subsidiaries may also
contact you via surveys to conduct research about your opinion of
current services or of potential new services that may be offered.
Breakwater Financial LLC and its subsidiaries does not sell,
rent or lease its customer lists to third parties. Breakwater
Financial LLC and its subsidiaries may, from time to time, contact
you on behalf of external business partners about a particular
offering that may be of interest to you. In those cases, your unique
personally identifiable information (e-mail, name, address,
telephone number) is not transferred to the third party. In
addition, Breakwater Financial LLC and its subsidiaries may share
data with trusted partners to help us perform statistical analysis,
send you email or postal mail, provide customer support, or arrange
for deliveries. All such third parties are prohibited from using
your personal information except to provide these services to
Breakwater Financial LLC and its subsidiaries, and they are required
to maintain the confidentiality of your information.
Breakwater Financial LLC and its subsidiaries does not use or
disclose sensitive personal information, such as race, religion, or
political affiliations, without your explicit consent.
Breakwater Financial LLC and its subsidiaries keeps track of the Web
sites and pages our customers visit within Breakwater Financial LLC
and its subsidiaries, in order to determine what Breakwater
Financial LLC and its subsidiaries services are the most popular.
This data is used to deliver customized content and advertising
within Breakwater Financial LLC and its subsidiaries to customers
whose behavior indicates that they are interested in a particular
subject area.
Breakwater Financial LLC and its subsidiaries
Web sites will disclose your personal information, without notice,
only if required to do so by law or in the good faith belief that
such action is necessary to: (a) conform to the edicts of the law or
comply with legal process served on Breakwater Financial LLC and its
subsidiaries or the site; (b) protect and defend the rights or
property of Breakwater Financial LLC and its subsidiaries; and, (c)
act under exigent circumstances to protect the personal safety of
users of Breakwater Financial LLC and its subsidiaries, or the
public.
Use of Cookies
The Breakwater Financial LLC and its subsidiaries Web site use
"cookies" to help you personalize your online experience. A cookie
is a text file that is placed on your hard disk by a Web page
server. Cookies cannot be used to run programs or deliver viruses to
your computer. Cookies are uniquely assigned to you, and can only be
read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a
convenience feature to save you time. The purpose of a cookie is to
tell the Web server that you have returned to a specific page. For
example, if you personalize Breakwater Financial LLC and its
subsidiaries pages, or register with Breakwater Financial LLC and
its subsidiaries site or services, a cookie helps Breakwater
Financial LLC and its subsidiaries to recall your specific
information on subsequent visits. This simplifies the process of
recording your personal information, such as billing addresses,
shipping addresses, and so on. When you return to the same
Breakwater Financial LLC and its subsidiaries Web site, the
information you previously provided can be retrieved, so you can
easily use the Breakwater Financial LLC and its subsidiaries
features that you customized.
You have the ability to accept
or decline cookies. Most Web browsers automatically accept cookies,
but you can usually modify your browser setting to decline cookies
if you prefer. If you choose to decline cookies, you may not be able
to fully experience the interactive features of the Breakwater
Financial LLC and its subsidiaries services or Web sites you visit.
Security of your Personal Information
Breakwater Financial LLC and its subsidiaries secures your
personal information from unauthorized access, use or disclosure.
Breakwater Financial LLC and its subsidiaries secures the personally
identifiable information you provide on computer servers in a
controlled, secure environment, protected from unauthorized access,
use or disclosure. When personal information (such as a credit card
number) is transmitted to other Web sites, it is protected through
the use of encryption, such as the Secure Socket Layer (SSL)
protocol.
Changes to this Statement
Breakwater Financial LLC and its subsidiaries will occasionally
update this Statement of Privacy to reflect company and customer
feedback. Breakwater Financial LLC and its subsidiaries encourages
you to periodically review this Statement to be informed of how
Breakwater Financial LLC and its subsidiaries is protecting your
information.
Contact Information
Breakwater Financial LLC and its subsidiaries welcomes your
comments regarding this Statement of Privacy. If you believe that
Breakwater Financial LLC and its subsidiaries has not adhered to
this Statement, please contact Breakwater Financial LLC and its
subsidiaries at the email address listed below. We will use
commercially reasonable efforts to promptly determine and remedy the
problem.